July 27, 2017  |  Boston & Cambridge Financial Health Housing UpTogether Fund

Valencia Jacobs-­Brown

I heard about FII by word of mouth. I chose to join FII in 2015 because I was a single parent — and I figured if there was a way to figure out how to get and stay on a positive path with my life and my son’s life, I was going to give it a shot and see what kind of support was out there.

My experience with FII has been inquisitive and open minded. I say inquisitive because even though you have a staff member, someone who can point you in the right direction, they can’t give you the answers. It takes a lot of initiative and figuring things out on your own, and making the resources work for you. You really have to think — its not just a hand out. It is open minded because I’m not used to doing anything in groups. Really being able to stop and listen to my group members ideas helped me not only learn new things, but to realize that other people have great ideas as well. Completing my monthly journal has helped me stay on track and really see the progress I was making all around. It helped me keep my goals at the forefront.

When I joined FII, my financial goals were to be able to save enough money to purchase a home and live comfortably. I have met my goals. I recently purchased my first home in Brockton, MA on July 14, 2017. To save enough, my family had to learn to cut back on spending and going without sometimes. That small sacrifice makes a big different. We didn’t always have the fullest fridge but we had enough to sustain us. FII’s matched saving, helped me put the down payment on my home while being able to save some of the money for rainy days or the unexpected. I also got a raise at work.

Finances are a huge stress on families, especially single-parent households like mine. No one really ever wants to be struggling. Buying my multi-family home has helped me secure a foundation that will allow my son to live comfortably now and in the future and not feel like we have to dump all of our money into bills. Now, he and I can focus on other things like our spiritual and mental health.

Buying my multi-family home has helped me secure a foundation that will allow my son to live comfortably now and in the future and not feel like we have to dump all of our money into bills. Now, he and I can focus on other things like our spiritual and mental health.

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