Analytics: Learning from Families

We gather data directly from families to better learn and understand family initiatives.

Through data analytics, we are able to provide direct feedback to the families on progress towards their goals, allocate initiative driven resources to accelerate the accomplishment of these goals, and track the impact. Additionally, we engage outside stakeholders for them to learn directly from families and shift their investments, just as businesses do through market analysis.

By tracking their progress, initiative, and well-being through data and stories about their lives, families take control of their own success.

Feedback to Families

Our work is centered around using technology and data to accelerate and highlight the initiatives of our family partners.

Through UpTogether, families log into their online journals monthly to input information about income and savings, health, education and skills, housing, leadership and connections. When families quantify their habits on a regular basis, they gain a view into their progress and achievements. We analyze and report back to families the changes in their personal data through their online dashboards and personalized quarterly reports sent via email. This creates a feedback loop—one that can be utilized by FII families. By tracking their progress, initiative, and well-being through data and stories about their lives, families take control of their own success.

Your monthly household income relative to FII families in your city and across the country

Feedback Loop

Learning from Low-Income Families

Our family partners make a two year commitment to journal monthly. This provides the Analytics 4 team continuous data directly from families to further inform our learning. Additional inquires surface as we analyze and discover trends from the household data. In return, we ask additional questions of our families to help inform and shift the narrative about low-income families and create resources that match their initiatives. This iterative process and feedback loop is crucial to drive investments to our families.

Average total monthly income 12 months before and after resource access

Before Resources

After Resources

Investing in Low-Income Communities

Our overarching goal is nationwide systems change where resources are allocated directly to families based on initiative.

Effective systemic change requires coordinated actions by low-income families and supporters in positions of influence. Families must demonstrate that they can and will change their own communities. Supporters, funders, and policy makers must institute investments and policies that encourage rather than discourage initiative and mutuality.

We are continuously learning from families and are able to better design resources to match their initiative. We partner with others – banks, philanthropy, municipalities, businesses, etc. – to learn about low-income family initiatives to inform investments, practices, and policies. We have the unique ability to provide direct analysis driven from the families before and after an investment is made. And most importantly, we track and report on the impact.

There are multiple ways to engage with FII:


The opportunities are many with our robust data set. Yet, most importantly we use market data directly from low-income families to drive investments in their households and communities while also providing value and impact reporting for investors.

For example, in 2016, the ASPEN Institute invited FII’s Chief Data Officer to present FII’s data about income volatility in low-income families. The key findings were that while FII families do face a high degree of income volatility, over time their incomes rise much faster than their income volatility subsides. By forming an association, supported by FII’s technology and data, these two sectors can come together demanding and creating change.

Initiative Score: An Alternative Underwriting Tool

We have developed the Initiative Score which will supplement traditional credit scores with a comprehensive picture of assets, social and professional networks, and personal initiative. The Initiative Score will demonstrate how the working poor are building greater economic security and will provide a tool to guide investments towards their initiative.

Initiative Score

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